image
Come get your healthcare.

Greg Mankiw, a Harvard professor who didn’t have trouble with the law last week, worries about power unchecked by competition:

Most private organizations have some competitors, and this fact makes me more comfortable interacting with them. If Harvard is a bad employer, I can move to Princeton or Yale, and this knowledge keeps Harvard in line. To be sure, we need a government-run court system to enforce contracts, prevent fraud, and preserve honest competition. But it is fundamentally competition among private organizations that I trust.

My HMO, Inter-Mountain Healthcare, has competitors. I can use Blue Cross, or the University of Utah system, or a host of other insurance vendors. Our insurance guy regularly floats new options past us. We can even compete with IHC ourselves by partially self-insuring – something we will likely do later this year.

This ensures that when I needed an endocrinologist, I called their Patient Advocate line and I got one a few days later. Not months. Not even weeks. A few days later, and the endocrinologist (who is eager to please IHC) called me personally.  Because I have options they fight for my business.

Compare that to… the DMV. Or trying to get your kid away from a bad teacher at your public school, or begging for a zoning variance for a garage you want to add. Or pretty much any other interaction you might have with government at any levels.

I like my HMO and if I didn’t I would switch.  ObamaCare may promise that, but it is a transparent lie.  We will be stuck and it will suck.

This ENTIRE healthcare reform is not about helping people that don’t’ have insurance. It is about switching union healthcare obligations to the taxpayers.